Terms of Use

ACCEPTANCE
By accessing, browsing and/or using the Visual
Media Concepts web site, you acknowledge that you have read, understood, and agree to be bound by the following Terms of Use and to comply with all applicable laws and regulations. If you do not agree with these terms, please do not use this site.

USE OF SITE INFORMATION
This web site is owned and operated by Visual
Media Concepts. This site is protected by intellectual property rights and is the exclusive property of Visual Media Concepts. Any material that it contains, including, but not limited to, texts, data, graphics, pictures, sounds, videos, logos, icons or any type of code is protected under intellectual property law and remains Visual Media Concepts' property.

Except as otherwise indicated elsewhere on this site, you may view, download and print the documents and information available on this site subject to the following conditions:

The documents and information may be used solely for personal, informational and non-commercial purposes in accordance with the principles governing intellectual property law.

No material on this site may be modified, copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any manner without our express written permission.

You may not remove any copyright or other proprietary notices contained in the documents, software or any information.

Any other use or modification of the content of this web site without the prior written authorization by Visual Media Concepts is prohibited and may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

WARRANTY AND LIABILITY
ALL MATERIALS and SERVICES, INCLUDING SOFTWARE, CONTAINED IN THE Visual
Media Concepts WEB SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND TO THE EXTENT ALLOWED BY THE APPLICABLE LAW; WHILE Visual Media Concepts WILL USE REASONABLE EFFORTS TO PROVIDE RELIABLE INFORMATION THROUGH ITS WEB SITE, Visual Media Concepts DOES NOT WARRANT THAT THIS WEB SITE IS FREE OF INACCURACIES, ERRORS AND/OR OMISSIONS, VIRUSES, WORMS, TROJAN HORSES AND THE LIKE, OR THAT ITS CONTENT IS APPROPRIATE FOR YOUR PARTICULAR USE OR UP TO DATE, AND Visual Media Concepts RESERVES THE RIGHT TO CHANGE THE INFORMATION AT ANY TIME WITHOUT NOTICE. Visual Media Concepts DOES NOT WARRANT ANY RESULTS DERIVED FROM THE USE OF ANY SOFTWARE AVAILABLE ON THIS SITE. YOU ARE SOLELY RESPONSIBLE FOR ANY USE OF THE MATERIALS CONTAINED IN THIS SITE. Visual Media Concepts MAKES NO WARRANTIES OF ANY KIND OR NATURE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE.

Visual Media Concepts IS NOT LIABLE FOR DAMAGES OF ANY NATURE IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. THIS INCLUDES, BUT IS NOT LIMITED LOSS OF DATA, LOST PROFITS, COST OF COVER, OR OTHER SPECIAL, INCIDENTAL, RELIANCE, CONSEQUENTIAL, OR INDIRECT DAMAGES ARISING OUT OF THE SERVICES PROVIDED, OR THE USE OR INABILITY TO USE ANY OF THE MATERIALS THAT MAY AFFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THIS SITE OR YOUR DOWNLOADING OF ANY MATERIALS FROM THE SITE.

NON-WAIVER
Failure of us to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision. Should any portion of these Terms of Use be held invalid or unenforceable, that portion shall be construed consistent with applicable law as nearly as possible to reflect the original intention of us, and the remaining portions shall remain in full force and effect.

LINKS TO THIRD-PARTY SITES
The site may contain links to third-party Web sites, "Linked Sites". The Linked Sites are not under the control of Visual
Media Concepts. Visual Media Concepts is not responsible for the content of any Linked Site, including, but not limited to, any link contained in a Linked Site, or any changes or updates to a Linked Site. Visual Media Concepts provides these links to you as a convenience. The inclusion of a Linked Site does not imply endorsement by Visual Media Concepts of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites that you visit. In addition, Visual Media Concepts is not liable for any services performed or contracted by any entity contacted through a Linked Site.

FEEDBACK INFORMATION
Any information provided to Visual
Media Concepts in connection with this web site shall be provided by the submitter and received by Visual Media Concepts on a non-confidential basis. Visual Media Concepts shall be free to use such information on an unrestricted basis without obligation to the submitter.

MODIFICATION
Visual
Media Concepts reserves the right in its sole discretion to modify or delete any material appearing on the web site or to terminate this web site without notice. Also, Cramer IT Consulting may in the future alter or add to these Terms of Use without notice. Accordingly, you agree to check this part of our site from time to time to see if there has been a change.

APPLICABLE LAW
These Terms of Use are governed by and construed in accordance with the laws of Iowa. All legal proceedings arising out of or in connection with these Terms of Use shall be brought in Iowa City, Iowa and you expressly submit to the jurisdiction of the courts of Iowa.

COPYRIGHT / TRADEMARK
You acknowledge and agree that all content and materials available on this site or through the products and services are protected by copyrights, trademarks, service marks, trade secrets, or other proprietary rights and laws. Visual
Media Concepts owns the intellectual property rights to the software and the other content on the services and sites and their design, structure, and compilation, other than customer-provided materials.

Visual Media Concepts and other marks are trademarks or registered trademarks of Visual Media Concepts. The name of Visual Media Concepts or the Visual Media Concepts logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission.

REFUNDS / CANCELLATIONS
All purchases made through this website are deemed final.  Refunds may be given out at the sole discretion of Visual
Media Concepts.  All refunds and or cancellations must be requested in writing to Visual Media Concepts within 30 days of the purchase.